These are your measurable losses: medical bills, future medical care, lost wages, and reduced earning capacity. Well-documented economic damages form the foundation of the claim.
Economic Damages
Non-Economic Damages
Pain, suffering, disfigurement, and loss of enjoyment of life are real but harder to quantify. Indiana generally does not cap these damages in ordinary injury cases, though caps apply against government defendants and in medical malpractice.
Liability and Comparative Fault
Under Ind. Code § 34-51-2, your recovery is reduced by your share of fault and barred entirely above 50%. The clarity of fault has an enormous effect on value.
Available Insurance
A claim is only as collectible as the coverage behind it. With Indiana minimums at just 25,000 dollars per person and 50,000 dollars per accident for bodily injury, identifying every policy — including UM/UIM — can be decisive.
Why a Free Review Beats a Guess
Because these factors interact, only a careful review of your specific facts can produce a realistic range. A free case review is the most reliable way to understand your claim's value.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Indiana attorney.