Indiana drivers must carry at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury in bodily injury liability coverage, plus property damage coverage.
The Legal Minimums
Why Minimums Fall Short
A single serious injury can generate medical bills far exceeding the minimums. When that happens, the at-fault driver's policy may not cover your losses.
The Value of UM/UIM
Uninsured and underinsured motorist coverage protects you when the at-fault driver has too little insurance. It is one of the most valuable coverages you can carry.
Check Your Own Policy
Knowing your coverage before a crash matters. A free review after a crash helps identify every applicable policy.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Indiana attorney.