Like rideshare, delivery coverage depends on whether the driver was actively working, which affects which policy applies.
Delivery Driving and Coverage
Personal vs. Commercial Policies
Personal auto policies often exclude business use, leaving the app's coverage as the path — if it applies.
Injured Parties
Other drivers, pedestrians, and cyclists hit by a working delivery driver may have claims.
Sorting Coverage
A free review helps identify the applicable policy.
Have questions about your own situation? Get a free, confidential case review. You pay no fee unless you win. Call 973-566-5599.
This article is for general informational purposes only and is not legal advice. For guidance on your specific situation, consult a licensed Indiana attorney.